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  • BOQ BSB

Home loans from the
human kind of bank.

Whether you’re buying your first home, refinancing, or investing,
BOQ’s here to help.

Enquire now
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Our savings account with no fuss and no hoops, just simple savings

Simple Saver Account

4.85 % P.A.
Apply online

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Platinum Visa Credit Card

Get the lot (and more) – for surprisingly little.

Earn 100,000 bonus Q Rewards® points2

Platinum Visa Credit Card

Get the lot (and more) – for surprisingly little.

Earn 100,000 bonus Q Rewards® points2

Learn more

Spend criteria, terms and conditions apply. New customers only.

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BOQ Future Saver

High interest savings account for customers aged 14 - 35 years.

BOQ Future Saver

High interest savings account for customers aged 14 - 35 years.

5.50 % P.A.
Bonus interest rate for balances up to $50,000*
Learn more

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Bank accounts

Everyday banking with BOQ

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Watch your money grow with our high interest term deposit account

Term Deposits

4.60 % P.A.
12 month fixed term deposit from $5,000

View Term Deposits

BOQ Business accounts

Important changes for BOQ Business Banking customers.

We are making some changes to the BOQ Business Facility General Conditions.

Read changes
Home loans

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GET INTO YOUR HOME FASTER WITH IMPRESSIVELY LOW RATES

Economy Variable Home Loan

6.18 % p.a.
For owner occupiers
6.33 % p.a.
Comparison Rate^

Terms and conditions apply

View Home Loans

 $2,000 cashback offer

Get $2000 cashback when you refinance your home loan to BOQ

Terms and conditions apply^^

View offer
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Blue Visa Credit Card

0% p.a. on purchases and balance transfers for 9 months. Terms and conditions apply1

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Apply for a credit card

Apply online now
Insurance

Insurance

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BOQ Insurance offers smart Home, Contents, Landlord and Car Insurance to help you protect some of your most valuable assets.

BOQ's Specialist Insurance Team is here to help. Get a quote today.

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Get an online quote in as little as 3 minutes

Or call our Specialist Insurance Team on 1300 159 298. Available from Monday to Friday, 8:00am – 6:00pm (AEDT).

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Make the most of it and get started with these easy steps.

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Navigating interest rate rises

Everything you need to help manage your home loan and finances amongst rising costs.

Find out how
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For us, successful banking is all about building relationships and understanding our customer's needs, whatever they are.
Aaron Todd Owner Managers, BOQ Jimboomba

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How we can support you

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Financial hardship

Find out how we can help support you during difficult times.

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RBA rate changes

Find out more information on the RBA rate change here.

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Latest blog articles

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5 tips to give you the best shot at auction

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The great escape: should you invest in a holiday home?

7 steps to buying your first home

See more
  • Important Information
    1. Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). Fees and charges payable. BOQ's standard credit assessment criteria apply. Full terms and conditions are available at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice. 

      ^Comparison rates calculated on the basis of a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed interest only loans are based on an initial Interest Only period equal in length to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

    2. 2. Offer commenced 1 December 2023. 100,000 bonus Q Rewards Points will be awarded when $4,500 or more is spent on Eligible Transactions within the first 3 months from card approval. Purchases must be processed and charged to your account in the first 3 months from the account approval. Eligible Transaction is defined in the Q Rewards® Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. All Q Rewards® are subject to the BOQ Q Rewards® Terms and Conditions. The Q Rewards® Points will be credited to the Primary Cardholder’s Account within 60 days of meeting the spend criteria. We reserve the right to continue, withdraw or change the offer at any time. This offer is not available when closing or transferring from another BOQ branded credit card account or in conjunction with any other BOQ branded credit card offer.

    3. For Target Market Determinations please refer here.

      Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. Our/us/we means NAB unless the context otherwise requires it.

    4. Conditions, Criteria and Fees Apply.  You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it.  Full terms and conditions are available online or at any Bank of Queensland branch. 

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© 2024 Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616. | Registered Address: Level 3, 100 Skyring Terrace, Newstead, Queensland 4006.

BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. We pay our respects to Elders past and present.

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