Term Deposit Investment Rates
< 1
1 - 27
0.05%
0.25%
1
28-58
0.05%
0.75% *
2
59 - 88
0.08%
0.80%
3
89 - 119
0.10%
2.25% *
4
120 - 149
0.10%
4.00% *
5
150 - 180
0.10%
1.25% *
6
181 - 211
0.10%
4.00% *
7
212 - 241
0.10%
3.90% *
8
242 - 272
0.10%
3.80% *
9
273 - 302
0.15%
3.85% *
10
303 - 333
0.15%
1.75% *
11
334 - 364
0.15%
1.75% *
12
365 - 729
0.15%
3.90% *
24
730 - 1094
0.15%
3.00% *
36
1095 - 1459
0.15%
3.00% *
48
1460 - 1826
0.15%
3.00% *
Months
Term in Days
$1,000 to $4,999
$5,000 to $2,000,000
* Indicates a special rate.
Please Note:
Interest rates quoted are per annum and are current as at 11 September 2025. Interest rates are subject to change at any time, without notice.
Where interest rates change from the rates shown at time of application, the applicable interest rates will be the rates current at the time of receipt of the funds by us.
If interest rates changes before we receive the funds in your Premier Investment Account (Term Deposit), we will call you to discuss your options.
We will send you a reminder letter before your Term Deposit maturity date to ask you what you would like to do with your funds. If you do not notify us before your Term Deposit matures, your Term Deposit will automatically be reinvested for the same period at the rate applicable on the day of reinvestment. This may be a different or lower rate compared to the rate when the investment was initially made.
You must give us 31 days’ prior notice if you want to withdraw funds and close your Term Deposit outside of the renewal grace period and prior to the maturity date, unless you are in hardship. An early payout fee and an interest rate adjustment will apply if your Term Deposit is closed before the maturity date. For more information on Term Deposit Break Costs click here.