Home loans from the human kind of bank
Whether you’re buying your first home, refinancing, or investing, BOQ’s here to help.{sub-heading}
What makes us a human kind of bank?{yellow-border}
National foot print
With 160 branches nationwide, we’re part of the community and full of invaluable insider intel on the local market.
Localised specialists
As your friendly local lenders, we take the time to understand you and your unique lending needs, and make ourselves available to you outside hours and even visiting you at home.
Personalised approach
Our personalised approach means we understand that every borrower has different lending needs and income circumstances, making us experts at matching the right products to the right home loan customers.
Our most popular home loans{yellow-border}
SAVE WITH OUR SIMPLE OWNER OCCUPIER HOME LOAN
Economy Variable Home Loan
A simple home loan doesn’t mean you have to compromise on its features.
Economy Variable Rate3
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For owners occupiers
- Owner Occupier and Investor options available
- Unlimited free redraw
- Lower variable interest rate
KNOW WHAT YOUR REPAYMENTS ARE FOR PIECE OF MIND
Fixed rate Home Loan
A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.
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Comparison rate^
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For owners occupiers with Principle and Interest repayments
- Owner Occupier and Investor options available
- Great interest rates across our range of terms
- Repayment options available include Principal and Interest repayments and Interest Only repayments
OUR MOST POPULAR HOME RATE LOAN, PACKED WITH FEATURES
Clear Path Variable Home Loan
A simple home loan doesn’t mean you have to compromise on its features.
Clear Path Variable Rate3
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Comparison rate^
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For investors
- Owner Occupier and Investor options available
- Unlimited free redraw
- Lower variable interest rate
View home loan interest rates{yellow-border}
Income not straightforward?{yellow-border}
If you’re self-employed or your income isn’t straightforward, we get it. Our branch owner-managers are all self-employed small business owners themselves, so they understand.
Ways we can assess more complex income:
Self-employed verification
For standard self-employment verification we may use your 2 most recent tax returns.
Partnerships, Companies & Trusts
For partnerships/companies & trusts may we use 2yrs of tax returns plus an accountant-prepared P&L Statement and Balance Sheet from the most recent financial year showing two years profit and loss information.
Prior Documentation
We may still accept prior years documents up to June-24 from businesses that have been operating for 5yrs or more, have an existing account of 6m+ and no defaults/dishonours.
Ready to get started?{yellow-border}
We’re here to answer any questions you may have.
Get started online
Chat to us
Handy tools{yellow-border}
You can use our home loan calculators to estimate your borrowing power and repayments, and our free Property and Suburb reports to put detailed insights at your fingertips in minutes.
