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Only applies where the SMSF has total business related borrowing <$3M and total borrowing <$10m. Where the SMSF has total business related borrowing >$3m or total borrowing >$10m the maximum Loan-to-Value ratio is 60% (commercial security) or 70% (residential security). Additional credit criteria applies.

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Medical professionals aged 40 years or under for borrowers purchasing their own premises with current residential and/or commercial lending facilities or as part of a new customer acquisition where other residential or commercial lending is proposed. Credit provided by BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616. Lending criteria, T&Cs and fees apply.

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Small and Medium Business, security type and loan purpose eligibility criteria applies (‘SME eligibility criteria’). Where the SME eligibility criteria is not met, the maximum loan term, maximum interest only term and LVR offered may change.