Opening a Small Business
Talk to someone who’s been there too
Small business loans, bank accounts and services to get you started
We're here to help.
How to write a business plan – a checklist for small business owners
Whether you are setting up a business, looking to buy an existing business or planning to grow or franchise an existing small business, writing a business plan is an important step towards achieving your business goals.
Learn about a business plan
How to apply for a business name
So, you are thinking about starting your own business and you’ve come up with a great name for it. But before you hang your new business name above your door, there’s some important things you need to know about registering a business name in Australia.
The top 10 things to tick off when starting a small business
When you are setting up a new business, there are so many things to think about that it can become overwhelming. That’s why we put together this checklist of the most important things you need to do when you are starting a new business in Australia.
Small business tips – how to calculate the cost of setting up your new business
Cashflow problems, financial mismanagement, a lack of business funding and a general misunderstanding of the costs associated with running a small business are just some of the most common reasons for start-up businesses to fail.
The top 10 reasons small businesses fail – and how to avoid them
To help give your start-up business the best chance of survival, we’ve asked BOQ’s business banking experts for their insights into the top reasons why small businesses fail and how to avoid becoming one of them.
How to choose the best location for your start-up business
When you are setting up a small business, finding the right location for your new business’ ‘home’ can be a time-consuming and costly process.
Choosea location
How digital marketing can help you attract new customers and grow your business
Understanding digital marketing can be confusing for many small business owners. But the reality is that having a digital marketing plan can be one of most effective ways for you to attract new customers and grow your business.
Our small business banking solutions:
Small business bank accounts
Our low fee business bank Account
Everyday Business Account
Manage your transactions with ease - all for a low monthly fee.
- Free branch, ATM and cheque deposits
- Free Direct Debits and Direct Credits
- Easy account access through ATM/EFTPOS, Internet and Mobile Banking
ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000
Business WebSavings Account
Make the most of your business savings with the flexibility of accessing your money anytime.
- Earn additional interest for 4 months as an introductory offer
- No monthly account maintenance fees
- Unlimited transfers
You can earn
pa.
on deposit up to $50,000
Small business loans and finance
Tailored business financing, designed to expand your service
Business Term Loan
At BOQ, we make it our business to understand yours. If you’re looking to expand your business, we’re the kind of bank to make it happen.
- Loan-to-Value Ratio up to 90%*
- Loan terms up to 30 years*
- Redraw facility available on variable interest rate loans
Finance your equipment without tying up your cashflow
Equipment and Vehicle Finance
Whether you want to lease your equipment, salary package your vehicle or you're looking for a short-term finance solution to grow your business, we can help with a full suite of funding options.
- Spread your repayments over the life of the equipment
- No capital outlay
- Structure repayments to suit your cash flow
Merchant and payment solutions to get you started
Merchant Solutions
Accept card payments from your customers... anywhere, anytime.
- Online
- In store
- On the Go
Payment Solutions and Billing
Solutions for customer payments and the processing of large amounts of transactions.
- BPAY Billing for easy collection
- Direct Debit Facilities to get paid automatically
- Direct Credit Facilities to assist with salary payments or large quantities