Business Finance Interest Rates

Business Term Loan{yellow-border}

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Discount variable rate offers available for a limited time1

Lending Interest rates  (% p.a.)~
Lending reference rate (% p.a.)
Discount offer (% p.a.)
Annual percentage rate (% p.a.)
Residential security variable rate
10.27
3.28
6.99
Other security variable rate
11.27
3.98
7.29

Standard variable rates - business finance*

Lending Interest rates (% p.a.)
Residential Security
Other Security
Typical variable rates~
6.90
6.80
Variable base rates
10.27
11.27

Standard fixed rates - business finance*

Lending Interest rates  (% p.a.)~
Residential Security
Other Security
1-5 year fixed base rates
Available on Request
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Business Overdraft*{yellow-border}

More info

Lending Interest rates  (% p.a.)~
Residential Security
Other Security
Variable
11.26
12.01
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1300 714 986

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Important Information

* A margin may also apply.

~ Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance.

# Rates apply to new borrowing only. Interest rates are comprised of the applicable base rate less any applicable risk-based customer discount.

1. Discount variable rate offer is only available on new lending with a minimum loan amount of $200,000 and is subject to change without notice. A margin of +0.20% will apply to lending with a Loan-to-Value Ratio of greater than 80% for residentially secured loans and greater than 70% for commercially secured loans. The Discount Variable Rate is for the life of the loan as long as the loan is retained under a variable Business Term Loan. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A customer margin may apply. Not available to self-managed super funds, or on refinances of or increases to the limit of existing BOQ facilities. CRR Assessment of 15 or better and security rating of D or better. Discount offers not available under the Business First Lending Package (BFLP).

Products are issued by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) Australian Credit Licence No 244616. Fees and charges are payable. Full terms and conditions are available at any BOQ branch. The Bank's standard credit assessment criteria apply.  This website contains general advice, this advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any BOQ branch or from this website. This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any BOQ branch in Australia, or contact us at our Customer Contact Centre.