Future Saver Account
Earn up to 4.85% p.a.+ on deposits up to $50,000 with our high-interest Future Saver Account. Comes with easy-to-earn bonus interest and is eligible for customers aged 35 and under.
Smart Saver Account
Earn up to 4.60% p.a.+ on deposits up to $250,000 with our high-interest Smart Saver Account. Comes with easy-to-earn bonus interest and is eligible for customers aged 36+.
High interest savings
Enjoy bonus interest* each month when you meet the criteria. Simply transfer a minimum of $1,000 into your linked Everyday Account and make 5 eligible transactions to save faster!
No monthly fees
We've made monthly account fees a thing of the past.
Smarter features
Spend tracker helps you budget better and bill tracker gives you a heads up when your bills are due. Plus, see real-time insights and set targets to manage your money.
Save together
Open joint accounts to save with a partner or friend - sharing is caring!
Safe and secure
Feel safe knowing your deposits are guaranteed up to $250,000 by the Australian Government's Financial Claims Scheme#.
Bonus Interest Criteria
- Deposit a minimum of $1,000 each month (like your salary or wages) from an external account into your Everyday Account.
- Make 5 eligible transactions each month from your Everyday Account. Eligible transactions include direct debit payments, ATM withdrawals, BPAY payments or purchases with your Visa Debit Card (purchases must be settled, not pending).
BOQ Future Saver™ 14 - 35 years
Set your sights on achieving your savings goals sooner with easy-to-earn bonus interest* when you meet the monthly criteria^ below. Whether it's your first home, car, or that must-have item, the Future Saver account will get you there faster.
BOQ Smart Saver™ 36 years+
Make your savings work for you! Earn bonus interest* when you meet the monthly criteria^ below. Maybe you're saving for a dream holiday, your child's education or just a rainy day? Watch your money grow with the Smart Saver Account.
Interest rates are variable rates and are subject to change at any time without notice. Interest is calculated daily on a stepped basis and paid monthly on the first day of the following month.
Refer to our Fees and Charges for more information.
Refer to our Terms and Conditions for more information.